Terms & Conditions

Upon the usage of the website www.demandnotes.ai, the User shall be deemed to have accepted and agreed to the following terms of service. By accessing and using the Ligo Capital, Inc. (hereinafter referred as “DemandNotes”) website and materials (collectively referred to as the “site(s)”), you acknowledge and agree that you (a) have read these terms and our privacy policy (which is hereby incorporated by reference) (b) comprehend them, (c) accept and agree to be bound by them, (d) are able to formulate legally binding contracts, and (e) agree to abide with all laws and regulations (comprising any policies of your company) valid to you, to the use of the site(s), and/or the internet. If you do not agree to any of the terms below, we are unwilling to permit you access to the site(s).

Intellectual Property

This website, including its design, layout, code, digitally downloadable files, content, images, trademarks, logos, and all the material present including the compilation of the forgoing (excluding any third party materials) is the exclusive property of Ligo Capital, Inc. (“DemandNotes”) and is protected by copyright, trademark, and other intellectual property laws. Copying, reproducing, or creating derivative works of the site(s), in whole or in part, and in any form, format, or medium, without the express written permission of DemandNotes, is prohibited. No logo, graphic, sound, or image from this site(s) may be copied, disseminated, or retransmitted unless DemandNotes permits it in writing. DemandNotes only grants you a non-exclusive, non-transferable, limited right to access, use, and display this site(s) and the materials only for private and informational purposes. Copyright © 2025 Ligo Capital, Inc.. All rights reserved.

DemandNotes grants permission to use documents (such as brochures, white papers, press releases, and other publications) that can be downloaded from this site(s), provided that, (a) DemandNotes’s copyright notice and this permission notice appears in all copies, (2) Use of such documents from this site(s) is for informational and non-commercial use only and will not be copied or posted on any network computer or broadcast in any media, and (3) No modifications of any documents are made including any modification that removes notices of rights in intellectual property. Any unauthorized use is expressly prohibited by law and may result in severe civil and criminal penalties under applicable law.

Disclaimer

All information provided is general and is not intended to address the circumstances of any particular individual or entity. DemandNotes acknowledges that all the documents and graphics included in the site(s) are accurate, and DemandNotes and its partners/third parties take no accountability for the suitability of the information contained in the documents and related graphics published on this site(s) for any purpose. All such documents and related graphics are provided “as is” and “as available” without warranty of any kind and are subject to change without notice. No one should act upon such information contained in the documents and related graphics without appropriate professional advice and after a thorough examination of the facts of the particular situation.

You will find links to third-party sites on this site(s). Linked sites are not under the control of DemandNotes, and DemandNotes is not responsible for the contents of any linked site or any link contained in a linked site. DemandNotes provides links to you only for your expediency, and the addition of any link does not imply endorsement by DemandNotes of the site. DemandNotes shall have no responsibility for any damage to User’s computer system or loss of data that results from the download of any content, materials, information from the site(s) and also does not guarantee or warrant that files available for downloading from this site(s) will be free of infection or viruses, worms, Trojan horses or other codes that manifest contaminating or destructive properties. User shall be responsible for the deployment of suitable procedures and checkpoints to fulfill its particular requirements for the precision of data input and output and for keeping an external means to the site(s) for the restoration of any missing/lost data.

The site(s) content could comprise technical glitches or typographical errors, hence, DemandNotes will keep on making periodical changes/improvements to the information presented, without notice. DemandNotes also reserves the right to suspend the Site(s) at any time, without notice. DemandNotes will not be liable to any User or third party should it choose to exercise its right to alter or discontinue the Site(s). You hereby agree to comply with all laws, instructions, and protocols that apply to your use of the Site(s) and that any dependence upon the site(s) shall be at your sole risk.

If you are located outside the United States of America and decide to provide information to DemandNotes, you acknowledge and approve that the information may be used and transmitted in the United States of America. Your submission of personally identifiable and non-identifiable information represents your agreement to this procedure. DemandNotes shall not be liable for any direct, consequential, secondary, distinctive, penal, or other damages whatsoever (including, without restriction, damages for loss of business earnings, business disruption, or loss of business data), even if DemandNotes has been directed about the likelihood of such damages. The User shall be accountable for the entire risk arising out of the use of this site(s).

Jurisdiction and Choice of Law

DemandNotes controls, operates, and manages this site(s) from the United States of America. All the information available at this site(s) may not be appropriate or available for users at other locations outside of the United States of America, and DemandNotes does not represent and prohibit site(s) access in territories where this information is illegitimate. In case the user accesses this site(s) from a location outside of the United States of America, he/she is responsible for compliance with all local laws. This document shall be governed by the laws of the United States of America without giving effect to its conflict of law’s provisions. By using this site(s), you hereby agree that the appropriate court in New Jersey, United States of America, will have the exclusive jurisdiction to resolve all disputes arising under this document, and you will establish accord with the jurisdiction. If you have any questions or comments about our Terms of Use, you can contact us at hello@demandnotes.ai.